how long are mortgage loans · IRS Could Ask For Proof. As a rule of thumb, you should keep all of the contract papers detailing your home purchase and original loan for the life of the loan.. And sometimes longer. Since home loans can have tax implications, the IRS provides guidelines on what paperwork you need to keep and for how long.
What Credit Score Do I Need To Buy a House? First, let’s take a look at the credit score ranges from FICO: Exceptional credit = 800 and above Very good credit = 740 to 800 Good credit =670 to 740 Fair credit = 580 to 670 Poor credit = under 580. Even if you have low credit, there are still options for buying a home.
“What about buying a weekend house together. and I know he means, You can come if you want, but I’d rather you didn’t.'”.
Buying a home is the American dream. A home buyer must often jump through a number of hoops to make the dream a reality. The path can be especially rough when the prospective homeowner has no credit history at all. Mortgage applications typically include a thorough credit and background check,
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