If you have substantial equity in your home because you’ve either paid down your mortgage or the home’s value has spiked, you might be able to snag a sizable loan. What it takes to borrow from.
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· Applying for a Loan. In many cases, you can join a credit union and apply for a loan at the same. If you’re already a member, then you’re that much farther ahead. Talk with a loan officer at your credit union to understand the types of loans available, and ask about the basic requirements for getting your loan approved.
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These five options-from a home equity line to appealing to a co-signer-can help you out big time. Keep reading for more great tips. Jeremy asks: "I have balances on 3 credit cards that each charge over 25%. I want to get a loan with a lower interest rate to pay off the cards, but my bank turned me down because of my credit.
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In 2017, you can get a 20-year fixed-rate fha-guaranteed loan, for example, for up to about $93,000 to purchase a manufactured home and the land it will sit on.