Shop for lenders who specialize in mobile home financing. Your typical mortgage company may not consider a manufactured home, but there are many lenders who make mobile home financing their specialty. These lenders have special programs in place to help you qualify for a mobile home loan.
A mobile or manufactured home not permanently affixed in some way to the land beneath it is considered personal property. Lenders don’t mind extending long-term mortgage loans on land and homes.
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First Pacific Financial is a seasoned leader in Manufactured and Mobile home financing in California, providing extraordinary service while helping homeowners reach their dreams. Manufactured Home Real Estate (Real Property – On Land) financing is available for Manufactured Homes where both the Manufactured Home and land are offered as.
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Mobile Home Financing Financing for manufactured and mobile home loans. mobile home financing, mobile home loans and manufactured home refinancing, for homes in Park or on your land. Modular Home Loans Modular Home Loans, the nations leader in modular home loans, modular home financing, and modular home refinancing for homes in parks and.
Mobile homes and land are harder to finance through conventional banks but the good news is you were able to finance through Wells Fargo previously so there is the potential that a new buyer would be able to do the same. I suggest starting with them and asking for their current lending criteria on mobile/land loans.
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Buying a mobile home: loan options. If you decide to finance the cost of your mobile home or land, the rules are a bit different from those for standard single-family homes.. For a new single-wide.
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