281-348-9899 http://www.springmortgagebroker.com How to write a credit inquiry letter. This video is about explaning the credit inquiries you have had on your.
I am making no claims as to whether these letters will work. The theory seems sound though and the law is fairly clear on this subject. I am sharing these letters and the instructions above in the hopes we can start a movement and get enough people fighting back to bring attention to the fact that the CRA’s are ignoring the law, and are ignoring our consumer rights.
A letter of explanation supplements the information you provided on your. You can write a mortgage explanation letter to explain recent credit inquiries on your.
Date _____ Credit Reporting Agency Agency Address Agency Address . To Whom It Concerns: This is a request for you to investigate the following item(s) on my credit report.
The above explanation(s) are to address the inquiries on the credit report associated with my/our loan application. I/We certify the information provided above is accurate.
Example of a credit inquiry explanation letter: Any inquiries into my credit in the past 90/60/30 days have been mortgage/rent/student loan related. I have not opened any new accounts or applied.
Our complete guide to credit inquiries covers hard versus soft, the. mortgage companies require a letter of explanation after they detect a.
See other files related to Letter Of Explanation for Credit Inquiries Template at the bottom of this article. There is a certain art to composing formally as well as successfully obtaining your point across. Below are eight leading pointers for composing an official letter that obtains outcomes.
The Inquiry letter is used to explain all credit inquiries in the last 120 days. When the lender pulls credit OR when credit is automatically pulled at borrower submission (NOTE: this is a deployment configuration), Blend will request an explanation for all other times that a credit report was pulled.
Letter of Explanation Regarding Credit Inquiries . Loan Number:_____ Borrower(s):_____ I (we) have indicated if any new account(s) have been opened as a result of the inquiries appearing on the credit report in the last 120 days.
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